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© 2018 by Professional Realty Group. 

April 10, 2019

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Why Should You Use An Agent?

April 17, 2018

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5 Tips for First Time Buyers

January 15, 2019

 

#1) Make Sure to Save Enough Money

Down payments are important, but even if your lender doesn’t require a 20% down payment, buying a home can include many unexpected expenses. Buying a home is the largest investment of your life. Make sure you have enough money to get you well past closing costs.

 

 

#2) Work with an Agent

First time home buying can seem scary, but real estate agents are here to help. It is an agent’s job to understand all of the ins and outs of home buying. While real estate jargon might seem overwhelming to first time home buyers, real estate agents work with it every day, and they know how to help see you through to the other side. Their job is to help you!

 

#3) Know what you can Afford

There are many calculators online to help you figure out exactly how much you’re able to afford. Use them. It’ll save you trouble down the line. Discussing how much you can afford with a real estate agent can also be helpful!

#4) Get Pre-Approved Before House Hunting

It isn’t uncommon for first time buyers to want to start their process with searching for the perfect home. Getting pre-approved is the smart first step in the home buying process. It allows a buyer to know what they are able to afford, and it means a lender has checked your credit and verified your documentation to approve a specific loan amount.

 

#5) Don’t be Afraid to Buy

While home buying is a major step in life, and it does take hard work and planning, the reward is your very first home of your own! It’s an exciting time. Don’t forget to enjoy it.

 

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